Privacy Policy

Last updated: March 2026

1. Introduction

PasPay ("we", "our", "us") operates paspay.app. This Privacy Policy explains how we collect, use, and protect your information when you use our international money transfer service.

2. Information We Collect

• Telegram username — when you join our waitlist or use our service
• Transfer details — amount, recipient country, and payment information when using our service
• Identity data — full name, phone number, and government-issued ID for KYC verification
• Device and usage data — analytics to improve service quality

3. How We Use Your Information

• To process international money transfers
• To communicate service updates and notifications
• To comply with AML/KYC regulatory requirements
• To detect and prevent fraud and financial crime
• To improve and develop our service

4. Data Sharing

We share your data only where necessary:

• Payment partners — for transfer processing and settlement
• Regulatory authorities — when legally required
• Identity verification providers — for KYC compliance

We do NOT sell your personal data to third parties for advertising or marketing purposes.

5. Data Retention

• Waitlist data: retained until service launch or upon deletion request
• Transfer records: 5 years (regulatory requirement under AML standards)
• KYC documents: 5 years from last transaction per FATF guidelines

6. Your Rights

You may request the following regarding your personal data:

• Access — obtain a copy of data we hold about you
• Correction — update inaccurate or incomplete data
• Deletion — request erasure (subject to legal retention obligations)
• Export — receive your data in a portable format

To exercise your rights, contact us at: [email protected]

7. Cookies

We use minimal analytics cookies to understand how our service is used. We do not use advertising or tracking cookies. You can disable cookies in your browser settings without affecting core service functionality.

8. Security

All data is encrypted in transit using TLS and encrypted at rest. Access to personal data is restricted to authorized personnel only, subject to confidentiality obligations. We conduct regular security reviews to maintain data protection standards.

9. Contact

For privacy-related inquiries:
Email: [email protected]
Website: paspay.app